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  1. Reload Bonus Time at ResortsCasino.com. Resorts Online Casino in NJ is loaded with more than 400 games.That adds up to many, many opportunities to win, but of course, in order to take advantage, you have to have sufficient ammunition in the form of money in your online account.
  2. With the hope that regulating online poker and online casino games might provide a competitive advantage for New Jersey’s casinos — while also providing a financial boost to the state — then-Gov. Chris Christie and other NJ lawmakers worked together to pass a bill that legalized NJ online gambling sites offered by licensed AC casinos in 2013.
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Some facts about online casinos in NJ

  • There are around 30 licensed online casinos in New Jersey.
  • There are also some unlicensed operators which you need to weary of. There pop up from time to time but eventually these casinos get shut down and [sometimes] take players’ funds with them. Read our page about legal online casinos in NJ. Other information can be found in our resources menu.
  • The odds at online casinos are typically the same or better than land-based casinos but will still generally tilt in favour of the house.
  • For real money deposits, online casinos typically accept credit and debit cards like Visa and Mastercard, as well as, a variety of e-wallet services like Paypal & Moneybookers
  • Always read an online casino’s terms and conditions
  • Cash outs can take anywhere from a couple of hours for e-wallets, to several weeks for checks or wires to countries without legal online gambling

Why should I play at a licensed NJ online casino?

It is crucial for your own protection that you always choose to play at a licensed casino. A licensed casino offers added layers of protection for the player and their money. The internet casino industry in NJ is probably the biggest in the USA although it is worth keeping in mind that only a handful of states have legalised online gambling. The state of New Jersey, like Nevada, traditionally attracts a huge annual flock of tourists who have mainly one sole interest – gambling in the many land-based casinos. With legalised online gambling, the landscape is changing. It is worth noting the state of New Jersey was also one the very first in the US to make gambling legal. Before it, the US states of Nevada and Delware.

In a bid to tighten the reigns of online gambling, The Unlawful Internet Gambling Enforcement Act (UIGEA) was launched in 2006. This bbill dramatically altered online gambling. The act is described as:

“The UIGEA signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling” (visit this page for more information).

Gambling in the USA has always been permitted under Federal law. But as we know, the USA has State laws as well and each state is free to regulate gambling and betting related matters as it pleases.

What to look for in an online NJ casino

According to some estimates, there are over 4,000 online casinos out there – if you trim down the list to licensed casinos in the state of New Jersey, it boils down to around 30 – and for you to be able to play at these casinos, you need to by physically based in NJ.

First and foremost, it’s all about the software. Is it easy to use? Is it pleasing to the eye? After checking out the trial games you should have a clue if these are the games you see yourself spending hours playing. You may also want to look at the range of games, payment methods, deposits and withdrawing/ pay-outs.

Now you can start asking yourself “what kind of a player am I?” What types of stakes do you like to play for? If you don’t like to risk much money, online casinos with a low minimum deposit would be your best bet. If you like betting big, high limit online casinos would be a better fit.

Here are a few more characteristics of the best online casinos for real money:

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  • The convenience of all the most popular casino games to play for free or real money including blackjack, slot machines, craps, video poker, roulette, baccarat, keno and much more.
  • Large casino bonuses for new players
  • Options to download casino software or play instantly
  • Payouts equal to or better than brick-and-mortar casinos

Players who wish to play the downloadable version of the casino’s software, simply download and install it like any other program. Players who opt to play using the instant-play casino, need only have Flash installed to begin.

New Jersey Residents – this is what you need to start playing

It’s important to maintain copies of a photo id (drivers license or passport), a recent utility bill showing current address, and any credit or debit card used to fund the casino account. The best option is to scan the documents and have them on the computer as a .jpg file.

Almost all casinos will ask for these documents at some point. Sending them upfront by email will save a lot of hassle later. This is usually a one-time-only procedure that the casinos make players follow prior to cashing out winnings. It’s best for players to get it out of the way upfront, so they won’t be held up if they hit a big win. Once they’ve verified someone as a legitimate player, there should be no problems withdrawing.

Now, it’s time to fund that online casino to play for real money!

Does it Cost Money to Play at Online Casinos?

No. All legitimate online casinos offer free downloads and the ability to play casino games for free. Most deposit methods are free to use when you make a deposit.

You may incur bank fees when you withdraw winnings via bank wire. Also, most e-wallet services charge a small percentage of your withdrawal or a fee to move money back and forth between the casino and your bank.

Online gambling vs brick and mortar casino

Atlantic city is peppered with wonderful, flashy, exciting casinos. This resort city on New Jersey’s Atlantic coast is a vibrant mecca for casino players. Despite this, there is a growing trend towards the more private and convenient online casino. Many players are not aware of this but when you play at home you have the perfect opportunity to perform better than you would in a public place. And we’re not talking just about the way you handle your game, but your total attitude and self-discipline when in comes to managing your money.

Play smartly

Your money could be better managed in an online casino. How come? Well, the online casino provides a general atmosphere plus specific features that let you play more smartly. Better yet, when it comes to your money, you’re in control at every step of the way. Conversely, the brick and mortar casino means you may let yourself get dragged by the tide of music, noise, coloured lights and other gamblers, unconsciously spurring you to gamble more than you intended.

Game Practice

Another valuable feature online casinos offer is the ability to play free practice game where you can learn the game and practice the system inside and out before moving on to real money games. While you play, the rhythm of the game is all up to you – not the dealer or other players – so you can stop between spins or deals to take notes, think through your moves, and make your decisions calmly.

Pacing yourself works not only for strategy, but also for handling your money. Since you say when a new round starts, it’s much easier to take a break that helps you decide if you want to keep on playing. These pauses are important when you want to be in control over your bankroll.

Easier bankroll management

Easier bankroll management is also a huge player benefit the online casino has over the offline places. The idea is that your account balance is right there in front of you, updating live, at any given moment. By being aware to this feature you make sure that your betting unit is suitable for the strategy you’re playing and the bankroll you hold.

For returning players who like to spread their play over the week, internet casinos provides a great feature that can help you manage your money. When registering to the casino, you are presented with our Responsible Gaming Feature, where you can set in advance a limit to your weekly credit card deposits. In addition, processing procedures and regulations give you enough time to decide how much money you really want, and you can never bet money you don’t have.

The bottom line of gambling is knowing when to stop in order to keep what you won. This is much easier to do when all you need is to close a window and shut down your computer than walking out of a brick and mortar casino. The online casino helps you accomplish this mission and get what you want. Want to stay on top of the game? Simply keep an eye on the balance bar at all times to keep track of your progress and quit when you’re ahead.

New Jersey’s casinosformoney.com was created for players who are new to playing online casino games for money. Our site features reviews of the best licensed NJ casino games online. Our online slot machine reviews include classic slots, video slots (multi-line), bonus slots, and progressive jackpot slots. Our video poker games include all the popular variations such as Jacks or Better, Joker Poker, Deuces Wild and more. Our online casino bonus guide features fantastic casino bonuses to new and returning players.

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Online casinos trends in NJ for 2020

2020 has seen a consistent upward trend in searched for online casinos. The trend has been even more focused on casinos than on betting although it is likely that as time goes by betting will generate more and more interest with online players. With a strong shift from land-based casinos to online casinos we can start to predict some of the innovation that will take place in the coming months. Whilst many other markets outside that USA have transitioned to online casinos as a preferred gambling method, the USA is still quite new to this with New Jersey having legalized online poker as recently as 2013.

So what trends do we have in mind? Well we are thinking big technological changes and gaming equipment, multiplayer games, a new way of playing slot machines and new game variants.

Virtual reality is going to be big

We’ve been hearing about this catch phrase for quite a while. But we have just stepped out of the infancy stages. Virtual reality will bring a real-life environment simulated via computer technology taking the user right inside a 3D gaming experience. This cutting-edge technology will mean the player can experience heightened senses and perceptions in a computer-generated environment. New Jersey casinos will take advantage of this trend. Of course to enjoy VR technology, the player will need the special glasses and equipment necessary.

Immerse yourself in casinos with live casinos

Does the live casino experience from sitting down at home sound great? Well this is what live casino is all about – taking the casino to the player at home though for example live streaming. Here you can enjoy any of your favorite games or slots and have the added fun of a live dealer.

Blockchain technology

Block chain technology is still a legal grey area and is in fact illegal for online casinos in many states. The New Jersey Division of Gaming Enforcement will not legalise blockchain technology in online gaming any time soon but this does not mean it will never happen. The reason for this digital cash-form being illegal is that it does not hold the legal status of a standard, recognised currency and has no legal monetary value. In other words, no one can protect you if somebody steels your cryptos. For the time being, until we see stronger regulations, it will remain illegal.

More about trends can be found here.

Some Frequent questions

Is online gambling safe?

Yes, in states where online gambling is regulated by law and if you ensure to play on licensed casinos you and your money are safe. Besides, regulatory issues, most websites operating online will have what is known as SSL encryption – a security system to ensure all data passing through their website [including client details, personal data, credit card data etc] remain totally encrypted. Normally websites having this special security layer will have a little padlock icon in their browser.

I am not based in New Jersey, is it legal for me to gamble online?

You can only gamble online if you are physically based in states that allow online casinos to operate. Currently, the USA only allows online gambling in 3 states: Nevada, Pennsylvania and New Jersey. If you want to gamble but are not based in any of these 3 states, you will have to see what gambling options are available in your state – get informed- some states like Alabama and Alaska do not allow lottery betting. Utah and Hawaii have a 100% ban on all gambling.

What payment methods can I use?

Different casinos will accept different payment methods. NJ online casinos usually accept a mix or all the following:

  • Credit cards
  • Debit cards
  • ACH (eCheck)
Casinosformoney.com is a brand owned by Raketech, part of Raketech Group Ltd and which operates in accordance with a clear framework for responsible affiliate marketing services.

We have taken a comprehensive look at all the various payment methods available at legal NJ online casinos. Below find out which sites accept what methods for deposits and withdrawals and a closer look at the pros and cons of each payment processing option

NJ online casinos have come a long way since launch. These days, it isn’t uncommon for a site to offer more than half-a-dozen means of funding an account, and nearly as many vehicles to withdraw funds.

Players will be pleased to know that the majority of deposit methods allow for instant access to funds. Not only that, but even players without bank accounts or credit cards can get in on the action, thanks to processing methods such as 7-Eleven PayNearMe (Pay With Cash) and the ability to pay with cash at casino cages in AtlanticCity.

Admittedly, the system isn’t perfect yet. Creditanddebitcards transactions are still subject to high rejection rates, and not all attempts to fund an account with ACH (eChecks) are met with success.

The new Wire Act opinion also puts a damper on payment processing, as banks and e-wallets may be less inclined to risk an interstate transaction.

How can I deposit at NJ online casinos?

These days, the average NJ casino site provides players with more than a half-dozen viable means of depositing funds safely and securely on to its site. This table breaks down how you can make a deposit at NJ’s online casinos.

ACH (eCheck)Credit / DebitPrepaidPayPalCashCash @ CageNetellerSkrillBank TransferWire
VirginYesYesNoNoYesYesYesYesYesNo
TropicanaYesYesNoNoYesYesYesYesYesNo
Golden NuggetYesYesYesYesYesYesYesNoYesYes
BetfairYesYesYesYesYesYesNoNoYesYes
SugarHouseYesYesYesYesYesYesYesNoYesYes
CaesarsYesYesYesYesYesYesYesNoYesNo
Harrah's YesYesNoYesYesYesYesNoYesNo
888 Casino YesYesNoYesYesYesYesNoYesNo
Borgata Casino YesYesYesNoYesYesYesYesYesNo
PartyPokerYesYesYesNoYesYesYesYesYesNo
PalaYesYesYesYesYesYesYesNoYesNo
Mohegan SunYesYesYesYesYesYesYesNoYesNo
ResortsYesYesYesYesYesYesYesNoYesNo
PokerStarsYesYesYesYesYesYesYesYesNoNo
PlayMGMYesYesNoNoYesYesYesNoYesNo
DraftKings CasinoNoYesNoYesNoNoNoNoNoNo
Hard RockYesYesYesYesNoYesNoNoNoNo
Ocean CasinoYesYesNoNoYesYesNoNoYesYes
BetAmericaYesYesYesYesNoYesYesYesYesNo

How can I cash out from an NJ online casino?

Each NJ online casino offers multiple withdrawal methods. The table below provides a snapshot of how you can cash your money out from NJ online casinos.

ACH (eCheck)PrepaidPayPalCash @ CageNetellerSkrillCheckWire
VirginYesNoNoYesYesYesYesNo
TropicanaYesNoNoYesYesYesYesNo
Golden NuggetNoYesYesYesYesNoYesYes
BetfairYesNoNoYesNoNoYesNo
SugarHouseYesYesNoYesYesNoYesNo
CaesarsYesYesYesYesYesNoNoNo
Harrah's YesNoYesYesYesNoYesNo
888 Casino YesNoYesYesYesNoYesNo
Borgata Casino YesYesNoYesYesYesYesNo
PartyPokerYesYesNoYesYesYesYesNo
PalaYesYesYesYesYesNoYesNo
Mohegan SunYesYesYesYesNoNoYesNo
ResortsYesYesYesYesYesNoYesNo
PokerStarsYesYesYesYesYesYesYesNo
PlayMGMYesNoNoYesYesNoYesNo
DraftKings CasinoNoYesYesYesNoNoNoNo
Hard RockYesNoNoYesNoNoNoYes
Ocean CasinoYesYesNoYesNoNoNoNo
BetAmericaYesYesYesYesYesYesNoNo

NJ online casino payment methods: Details and picks

ACH (eChecks)

ACH or eChecks is the gold standard for payment processing.

All players need to use this method is a validcheckingaccount, complete with a routing and account number.

The upside to ACH deposits is that transactions are processed instantaneously, and once the transfer is approved, the funds will be available for immediateuse on the NJ online casino site. Not to mention, there are no fees whatsoever associated with ACH deposits.

ACH transactions are not without their drawbacks, however slight. Notably, they are rejected from time to time. And sometimes, the site will slap a hard (and seemingly random) deposit cap on the ACH account.

But an 80%+ approval rate is hardly anything to scoff at.

Some sites will require players to verify their ACH accounts before using them for withdrawals. This typically entails scanning a voided check or downloading a recent bank statement, and shipping it over to the site. It’s a slight hassle, but the extra layer of security afforded is well worth the extra step.

From

Speaking of ACH withdrawals, the turnaround time is quick. From the time a payout is requested, players can expect to wait no longer than 3-5 business days for the funds to hit their bank account.

Our pick for ACH deposits: Virgin online casino, although the edge at any casino with this method is slim.

Credit / debit cards

MasterCard and Visa credit/debit card deposits are a convenient way to deposit funds, if they work. The reality is that this transaction type is subject to the highestrejectionrate of any we analyzed. As we’ll see, there are workarounds, but all of them task players with extra steps.

To save you the trouble, we’ve identified the following banks as known for declining Visa transactions:

  • TD Bank
  • Bank of America
  • Chase

MasterCard users will have a tough time, if their card was issued by the following banks:

  • Capital One
  • Santander

If a transaction is successful, the funds will be immediatelyloaded and available for use on the site. Do note that while the NJ online casino site will not charge credit/debit card users any upfront fees, the issuing bank may view the transaction as a cashadvance. To dodge a fee, use debit cards whenever possible.

Credit and debit cards cannot be used for withdrawals.

Our pick for credit card deposits: Golden Nugget has one of the higher acceptance rates in NJ.

Prepaid card options

For those who have had their credit/debit card transactions rejected, the prepaid card option (now available on most sites) is an excellent alternative. Outside of the person-to-person cashiering methods, prepaid card transactions boasted the second highestapprovalrate of any transaction type we analyzed — near 100 percent.

Getting up and going is a cinch (We’ve detailed the process here). Players won’t even need to acquire a physical card to make prepaid deposits and withdrawals.

They’ll probably want one, however, as the card can be used for ATM withdrawals and wherever Discover is accepted. On most sites, the physical card will automatically arrive 7-10 days after a player makes their first deposit via the prepaid card method.

There is typically no sign up or monthly fee associated with prepaid card transactions, and on Golden Nugget Casino, the operator will tack up up to 1 percent cashback on card loads.

Used for withdrawals, prepaid card payout requests are typically processed and delivered within a couple of business days.

Our pick for prepaid card in NJ: Betfair.

PayPal

PayPal is the most popular and respected ewallet in the US, and is now available on select NJ online casino sites.

In order to use this method for deposits, players must have a personal US PayPal account — business or premier accounts cannot be used.

Compared to ACH or credit/debit cards, using PayPal for deposits does entail a few extra steps. Namely, upon selecting the method players will be redirected to the PayPal checkout screen, where they must verify their transaction. This step really only adds a few seconds to the total transaction time, but some may deem it a hassle. The good news is that once the deposit is processed (takes seconds) the funds are available for use on the NJ online casino site immediately.

Unfortunately, PayPal cannot be used for withdrawals unless the method was previouslyused for a deposit. Additionally, a site (Caesars Casino being one) may ask users to verify their PayPal account.

But in terms of success rates, ease of use, and flexibility, PayPal ranks second to none.

Our pick for PayPal in NJ: Caesars online casino.

7-Eleven PayNearMe (Pay With Cash)

For players who prefer in-person cash transactions, 7-Eleven PayNearMe is one way to go.

In order to deposit via this method, players will select the “Cash at 7-Eleven” or “Pay With Cash” method from their available cashiering options. From there, they can either print a barcode or have one sent to their mobile device.

To complete the transaction, players will have to take their barcode to a participating 7-Eleven, show it to the cashier, and fork over the amount (in cash) that they’d like to deposit.

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One drawback of PayNearMe is that the maximum per transaction deposit is capped at just $500 (minimum $10). That, and players will have to leave their house to finish the transaction.

On the plus side, they shouldn’t have to travel all that far, as there are numerous 7-Eleven’s located in New Jersey. In addition, PayNearMe deposits hit player accounts very quickly — by the time they get home, the funds will be ready for use.

Players cannot withdraw via PayNearMe.

Cash @ the Casino Cage

Similar to PayNearMe, Cash @ the Casino Cage is a person-to-person transaction type. Yet unlike PayNearMe, this vehicle can be used for speedy withdrawals.

In order to load a NJ online casino account via this method, players will have to physically travel to AtlanticCity.

Then, they’ll visit the cage of the casino which their online casino is affiliated with. For example, Tropicana Casino and Virgin Casino patrons would visit Tropicana AC to complete their Cash @ the Cage transaction.

The neat part about Cash @ the Cage is that transactions are handled swiftly. Just be advised that valid online casino details, a photo ID, and proof of address will be required before a transaction can be completed. This extra step is designed with playerprotection in mind.

Additionally, some sites will require that players let CustomerSupport know ahead of time the amount they’d wish to withdraw, along with the pickup date. This is meant to expedite the withdrawal process, and it does.

Our pick for PayPal in NJ: Caesars online casino.

Neteller / Skrill

Neteller and Skrill are third-party payment processors that allow users to fund accounts using a variety of methods, including MasterCard (Skrill only) and Visa.

The upshot to using these methods for deposit is they’re a reliablefallback should a direct credit / debit card transaction fail. Also, once the funds are loaded on a third-party account, they can be instantly deposited on an eligible online casino site.

The drawback, and it’s a pretty big one, is that there are fees associated with funding Neteller and Skrill accounts: 2.5 percent for Neteller Visa transactions, and 2.9 percent for Skrill Visa/MasterCard transaction. Therefore, we’d recommended only using these options as a last line of defense.

Skrill and Neteller both allow for withdrawals, but accounts may need to be verified first.

Online banking transfers

Players that have Online Bill Pay set up with their bank can make deposits using online banking transfers. This payment method is accepted by nearly every NJ online casino site.

Below is a partial list of eligible banks:

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  • Bank of America
  • Capital One 360
  • Chase
  • HSVC Bank USA
  • PNC
  • TD Bank
  • Wells Fargo

In order to deposit with this method, players will select the method from their preferred NJ online casino cashier, after which a window will open where they’ll select their bank and enter in their login credentials.

Online banking transfers can be used for deposits only. Once transactions are approved, the funds are instantaneously ported over to the NJ online casino account.

Wire transfers

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With the widespread availability of ACH and other “instant” transaction types, wire transfers are a pretty unappealing transaction option. It therefore comes as no surprise, that they’re only available on a few sites.

To deposit with this method, players will have to have their bank wire the money over to the NJ online casino’s listed bank account. On average, it will take five to seven days for the funds to clear, which is a real drag. Feesmayapply.

For players who have little success depositing with more viable methods, and who would rather wait a week to gamble than to physically visit a 7-Eleven or Atlantic City casino, wire transfers are better than nothing. But not by much.

Check by mail

Only available as a withdrawal option, the check by mail option is exactly what it sounds like — the NJ online casino will mail players a physical check.

This method works well for players who cannot deposit via ACH, prepaid card, or one of the third-party payment methods, as most of those methods require players to make a qualifying deposit before withdrawing.

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On the downside, the minimum payout amounts tend toward the higherside. For instance, in order to request a physical check from Golden Nugget Casino, players will have to withdraw at least $300. That will prove too high for the casual player who only deposits $50 at a time.

Another drawback is that it’ll take somewhere between 7 – 21 business days (site dependent) for the check to hit player mailboxes. That’s an eternity compared to most other methods. Not to mention, checks can always get lost in the mail.

Use it if you have to, avoid otherwise.